In recent months, the default has registered a significant increase, directly impacting businesses and consumers. We gathered excerpts from recent research what help to understand this scenario and provide essential information to closely monitor market challenges.
Current company data
Brazil reached 8 million negative companies in July 2025, high of 16% in one year, according to Serasa. Most are small and medium-sized companies, which concentrate R$ 174 billion of the R$ 193.4 billion in debt. THE Services sector leads to the defaults, followed by Commerce and Industry. High interest rates and restricted credit make renegotiations difficult and increase the risk for the next few months.
Current population data
In August 2025, Brazil registered 71.78 million consumers with bad credit, what represents 43.1% of the adult population, according to CNDL and SPC Brasil. The number grew 9.2% in one year, with average debt value of R$ 4,758 per person. The most part of the pending issues is in the banking sector (66.5%), followed by water and electricity bills and commerce.
The concern only increases!
THE increase in default evidences a alert scenario for families and businesses. The growth in the number of defaulters, combined with the increase in the average time of delay in debts, shows that this is not just a momentary problem, but a direct reflection of the economic pressures, as high interest rates and loss of purchasing power. This movement generates a chain effect: compromises consumption, affects confidence in the market and puts recovery at risk of the economy.
Important tips to avoid defaulting!
- List your debts and expenses.
- Pay the accounts up to date.
- Avoid take on new debts without planning.
- Control the use of a credit card.
- Renegotiate debts when necessary.
Way Back is the ideal partner!
In view of this challenging scenario of high default, count on a strategic partner makes all the difference. The Way Back understands the market risks and is ready to protect your business. With solutions that will since the National Credit Recovery and International to specialized BPO services to optimize relationships with your customers, We offer the security and efficiency you need.
Sources: CNN Brasil, CNDL, Ceará Magazine, Veja
