{"id":6609,"date":"2025-10-16T10:16:34","date_gmt":"2025-10-16T13:16:34","guid":{"rendered":"https:\/\/wayback.com.br\/?p=6609"},"modified":"2025-11-13T16:35:29","modified_gmt":"2025-11-13T19:35:29","slug":"a-inadimplencia-esta-em-alta","status":"publish","type":"post","link":"https:\/\/wayback.com.br\/es\/a-inadimplencia-esta-em-alta\/","title":{"rendered":"\u00a1Los impagos aumentar\u00e1n en 2025 y preocupan al mercado!"},"content":{"rendered":"<p style=\"font-size:17px\">En los \u00faltimos meses, la\u00a0<strong>El default ha registrado un aumento significativo<\/strong>, impactando directamente a empresas y consumidores. Nos reunimos\u00a0<strong>extractos de investigaciones recientes<\/strong>\u00a0qu\u00e9\u00a0<strong>Ayuda a entender este escenario<\/strong>\u00a0y proporcionar informaci\u00f3n esencial para monitorear de cerca los desaf\u00edos del mercado.<\/p>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 48%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center\" style=\"font-size:22px\"><strong>Datos actuales de la empresa<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:18px\">Brasil\u00a0<strong>alcanz\u00f3 los 8 millones de empresas negativas\u00a0<\/strong>en\u00a0<strong>Julio de 2025<\/strong>,<strong>\u00a0m\u00e1ximo de 16%<\/strong>\u00a0en un a\u00f1o, seg\u00fan Serasa. La mayor\u00eda son peque\u00f1as y medianas empresas, que\u00a0<strong>concentrar R$ 174 mil millones de los R$ 193,4 mil millones en deuda.\u00a0<\/strong>EL<strong>\u00a0El sector servicios lidera<\/strong>\u00a0hacia\u00a0<strong>valores predeterminados<\/strong>, seguido de Comercio e Industria.\u00a0<strong>Altas tasas de inter\u00e9s y cr\u00e9dito restringido<\/strong>\u00a0dificultar las renegociaciones y\u00a0<strong>aumentar el riesgo<\/strong>\u00a0durante los pr\u00f3ximos meses.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"732\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-1024x732.jpg\" alt=\"\" class=\"wp-image-6613 size-full\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-1024x732.jpg 1024w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-300x214.jpg 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-768x549.jpg 768w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-1536x1097.jpg 1536w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-2048x1463.jpg 2048w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-economizando-dinheiro-durante-crise-de-energia-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"655\" height=\"71\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png\" alt=\"\" class=\"wp-image-6269\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png 655w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6-300x33.png 300w\" sizes=\"(max-width: 655px) 100vw, 655px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:49% auto\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-1024x1024.jpg\" alt=\"\" class=\"wp-image-6610 size-full\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-1024x1024.jpg 1024w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-300x300.jpg 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-150x150.jpg 150w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-768x768.jpg 768w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-1536x1536.jpg 1536w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-2048x2048.jpg 2048w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/um-homem-senta-se-num-sofa-com-papeis-e-um-papel-na-mao-12x12.jpg 12w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center\" style=\"font-size:22px\"><strong>Datos de poblaci\u00f3n actuales<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:18px\">En agosto de 2025, Brasil\u00a0<strong>Se registraron 71,78 millones de consumidores con mal cr\u00e9dito<\/strong>, qu\u00e9\u00a0<strong>representa el 43,1% de la poblaci\u00f3n adulta<\/strong>, seg\u00fan la CNDL y la SPC Brasil. El n\u00famero\u00a0<strong>creci\u00f3 9,2% en un a\u00f1o<\/strong>, con\u00a0<strong>Valor promedio de la deuda de R$ 4,758<\/strong>\u00a0por persona. El\u00a0<strong>la mayor parte<\/strong>\u00a0De los asuntos pendientes se encuentra el\u00a0<strong>sector bancario (66,5%)<\/strong>, seguido de las facturas de agua y electricidad y el comercio.<\/p>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"655\" height=\"71\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png\" alt=\"\" class=\"wp-image-6269\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png 655w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6-300x33.png 300w\" sizes=\"(max-width: 655px) 100vw, 655px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 45%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center\" style=\"font-size:22px\"><strong>\u00a1La preocupaci\u00f3n s\u00f3lo aumenta!<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:18px\">EL\u00a0<strong>aumento de la morosidad<\/strong>\u00a0evidencia una\u00a0<strong>escenario de alerta<\/strong>\u00a0Para familias y empresas. El\u00a0<strong>crecimiento del n\u00famero de morosos<\/strong>, combinado con el aumento del tiempo medio de demora en las deudas,\u00a0<strong>demuestra que esto no es s\u00f3lo un problema moment\u00e1neo<\/strong>, sino un reflejo directo de la\u00a0<strong>presiones econ\u00f3micas<\/strong>, como\u00a0<strong>altas tasas de inter\u00e9s y p\u00e9rdida de poder adquisitivo.\u00a0<\/strong>Este movimiento genera un efecto en cadena:\u00a0<strong>compromete el consumo y afecta la confianza\u00a0<\/strong>en el mercado y\u00a0<strong>pone en riesgo la recuperaci\u00f3n<\/strong>\u00a0de la econom\u00eda.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-1024x1024.jpg\" alt=\"\" class=\"wp-image-6611 size-full\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-1024x1024.jpg 1024w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-300x300.jpg 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-150x150.jpg 150w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-768x768.jpg 768w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-1536x1536.jpg 1536w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-2048x2048.jpg 2048w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/carteira-vazia-devido-ilustracao-de-banner-social-de-impacto-economico-de-coronavirus-12x12.jpg 12w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"655\" height=\"71\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png\" alt=\"\" class=\"wp-image-6269\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png 655w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6-300x33.png 300w\" sizes=\"(max-width: 655px) 100vw, 655px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:48% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-1024x683.jpg\" alt=\"\" class=\"wp-image-6612 size-full\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-1024x683.jpg 1024w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-300x200.jpg 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-768x512.jpg 768w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-1536x1024.jpg 1536w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-2048x1365.jpg 2048w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/menina-morena-latina-posando-em-ambiente-fechado-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center\" style=\"font-size:22px\"><strong>\u00a1Consejos importantes para evitar el impago!<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lista<\/strong>\u00a0sus deudas y gastos.<\/li>\n\n\n\n<li><strong>Pagar<\/strong>\u00a0Las cuentas al d\u00eda.<\/li>\n\n\n\n<li><strong>Evitar\u00a0<\/strong>asumir nuevas deudas sin planificaci\u00f3n.<\/li>\n\n\n\n<li><strong>Control<\/strong>\u00a0el uso de una tarjeta de cr\u00e9dito.<\/li>\n\n\n\n<li><strong>Renegociar<\/strong>\u00a0deudas cuando sea necesario.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"655\" height=\"71\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png\" alt=\"\" class=\"wp-image-6269\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png 655w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6-300x33.png 300w\" sizes=\"(max-width: 655px) 100vw, 655px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 45%\"><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-center\" style=\"font-size:20px\"><strong>Way Back es el socio ideal!<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:18px\">En vista de esto\u00a0<strong>escenario desafiante de alta morosidad<\/strong>, cuenta con un\u00a0<strong>socio estrat\u00e9gico<\/strong>\u00a0hace toda la diferencia. El\u00a0<strong>Camino de regreso<\/strong>\u00a0entiende los riesgos del mercado y\u00a0<strong>Est\u00e1 listo para proteger su negocio.<\/strong>\u00a0Con soluciones que\u00a0<strong>desde la Recuperaci\u00f3n Nacional del Cr\u00e9dito<\/strong>\u00a0e Internacional\u00a0<strong>a servicios BPO especializados<\/strong>\u00a0para optimizar las relaciones con sus clientes,\u00a0<strong>Ofrecemos la seguridad y eficiencia que usted necesita.<\/strong><\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-1024x683.jpg\" alt=\"\" class=\"wp-image-6614 size-full\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-1024x683.jpg 1024w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-300x200.jpg 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-768x512.jpg 768w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-1536x1024.jpg 1536w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-2048x1365.jpg 2048w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/10\/homem-mao-aberta-bolsa-vazia-a-procura-de-dinheiro-tendo-problema-falido-quebrado-depois-dia-de-pagamento-cartao-de-credito-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"655\" height=\"71\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png\" alt=\"\" class=\"wp-image-6269\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6.png 655w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/04\/ESPACO-LINHA-SITE-WORDPRESS-6-300x33.png 300w\" sizes=\"(max-width: 655px) 100vw, 655px\" \/><\/figure>\n\n\n\n<p>Fuentes: CNN Brasil, CNDL, Revista Cear\u00e1, Veja<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"843\" height=\"65\" src=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/03\/RODAPE-SITE.png\" alt=\"\" class=\"wp-image-6041\" srcset=\"https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/03\/RODAPE-SITE.png 843w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/03\/RODAPE-SITE-300x23.png 300w, https:\/\/wayback.com.br\/wp-content\/uploads\/2025\/03\/RODAPE-SITE-768x59.png 768w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/figure>","protected":false},"excerpt":{"rendered":"<p>La morosidad en el pago de pr\u00e9stamos es preocupante. \u00a1Lea el art\u00edculo para conocer las \u00faltimas noticias!<\/p>","protected":false},"author":6,"featured_media":6615,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[11,9],"tags":[],"class_list":["post-6609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clientes","category-gestao"],"_links":{"self":[{"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/posts\/6609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/comments?post=6609"}],"version-history":[{"count":2,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/posts\/6609\/revisions"}],"predecessor-version":[{"id":6617,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/posts\/6609\/revisions\/6617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/media\/6615"}],"wp:attachment":[{"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/media?parent=6609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/categories?post=6609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wayback.com.br\/es\/wp-json\/wp\/v2\/tags?post=6609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}