{"id":6609,"date":"2025-10-16T10:16:34","date_gmt":"2025-10-16T13:16:34","guid":{"rendered":"https:\/\/wayback.com.br\/?p=6609"},"modified":"2025-11-13T16:35:29","modified_gmt":"2025-11-13T19:35:29","slug":"a-inadimplencia-esta-em-alta","status":"publish","type":"post","link":"https:\/\/wayback.com.br\/en\/a-inadimplencia-esta-em-alta\/","title":{"rendered":"Default is on the rise in 2025 and worries the market!"},"content":{"rendered":"

In recent months, the\u00a0default has registered a significant increase<\/strong>, directly impacting businesses and consumers. We gathered\u00a0excerpts from recent research<\/strong>\u00a0what\u00a0help to understand this scenario<\/strong>\u00a0and provide essential information to closely monitor market challenges.<\/p>\n\n\n\n

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Current company data<\/strong><\/p>\n\n\n\n

Brazil\u00a0reached 8 million negative companies\u00a0<\/strong>in\u00a0July 2025<\/strong>,\u00a0high of 16%<\/strong>\u00a0in one year, according to Serasa. Most are small and medium-sized companies, which\u00a0concentrate R$ 174 billion of the R$ 193.4 billion in debt.\u00a0<\/strong>THE\u00a0Services sector leads<\/strong>\u00a0to the\u00a0defaults<\/strong>, followed by Commerce and Industry.\u00a0High interest rates and restricted credit<\/strong>\u00a0make renegotiations difficult and\u00a0increase the risk<\/strong>\u00a0for the next few months.<\/p>\n<\/div>

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Current population data<\/strong><\/p>\n\n\n\n

In August 2025, Brazil\u00a0registered 71.78 million consumers with bad credit<\/strong>, what\u00a0represents 43.1% of the adult population<\/strong>, according to CNDL and SPC Brasil. The number\u00a0grew 9.2% in one year<\/strong>, with\u00a0average debt value of R$ 4,758<\/strong>\u00a0per person. The\u00a0most part<\/strong>\u00a0of the pending issues is in the\u00a0banking sector (66.5%)<\/strong>, followed by water and electricity bills and commerce.<\/p>\n<\/div><\/div>\n\n\n\n

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The concern only increases!<\/strong><\/p>\n\n\n\n

THE\u00a0increase in default<\/strong>\u00a0evidences a\u00a0alert scenario<\/strong>\u00a0for families and businesses. The\u00a0growth in the number of defaulters<\/strong>, combined with the increase in the average time of delay in debts,\u00a0shows that this is not just a momentary problem<\/strong>, but a direct reflection of the\u00a0economic pressures<\/strong>, as\u00a0high interest rates and loss of purchasing power.\u00a0<\/strong>This movement generates a chain effect:\u00a0compromises consumption, affects confidence\u00a0<\/strong>in the market and\u00a0puts recovery at risk<\/strong>\u00a0of the economy.<\/p>\n<\/div>

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Important tips to avoid defaulting!<\/strong><\/p>\n\n\n\n

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  • List<\/strong>\u00a0your debts and expenses.<\/li>\n\n\n\n
  • Pay<\/strong>\u00a0the accounts up to date.<\/li>\n\n\n\n
  • Avoid\u00a0<\/strong>take on new debts without planning.<\/li>\n\n\n\n
  • Control<\/strong>\u00a0the use of a credit card.<\/li>\n\n\n\n
  • Renegotiate<\/strong>\u00a0debts when necessary.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n
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    Way Back is the ideal partner!<\/strong><\/p>\n\n\n\n

    In view of this\u00a0challenging scenario of high default<\/strong>, count on a\u00a0strategic partner<\/strong>\u00a0makes all the difference. The\u00a0Way Back<\/strong>\u00a0understands the market risks and\u00a0is ready to protect your business.<\/strong>\u00a0With solutions that will\u00a0since the National Credit Recovery<\/strong>\u00a0and International\u00a0to specialized BPO services<\/strong>\u00a0to optimize relationships with your customers,\u00a0We offer the security and efficiency you need.<\/strong><\/p>\n<\/div>

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    Sources: CNN Brasil, CNDL, Cear\u00e1 Magazine, Veja<\/p>\n\n\n\n

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    Defaulting on loans is causing concern. Read the article for the latest news!<\/p>","protected":false},"author":6,"featured_media":6615,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[11,9],"tags":[],"class_list":["post-6609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clientes","category-gestao"],"_links":{"self":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/comments?post=6609"}],"version-history":[{"count":2,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6609\/revisions"}],"predecessor-version":[{"id":6617,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6609\/revisions\/6617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/media\/6615"}],"wp:attachment":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/media?parent=6609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/categories?post=6609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/tags?post=6609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}