{"id":6261,"date":"2025-04-28T10:00:00","date_gmt":"2025-04-28T13:00:00","guid":{"rendered":"https:\/\/wayback.com.br\/?p=6261"},"modified":"2025-11-13T16:28:42","modified_gmt":"2025-11-13T19:28:42","slug":"como-a-inadimplencia-afeta-as-geracoes","status":"publish","type":"post","link":"https:\/\/wayback.com.br\/en\/como-a-inadimplencia-afeta-as-geracoes\/","title":{"rendered":"How default affects generations"},"content":{"rendered":"

THE default affects all ages<\/strong>, but each generation experiences this challenge differently.<\/strong> Understanding these particularities is essential to create solutions<\/strong> more effective, empathetic and adapted to each reality. <\/p>\n\n\n\n

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Different generations facing default<\/strong><\/p>\n\n\n\n

In 2024, Brazil surpassed the 73 million defaulters<\/strong>, according to Serasa. Although the numbers are high, default manifests itself differently between generations<\/strong>, with their own causes, behaviors and challenges.<\/p>\n<\/div>

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Generation Z and Millennials<\/strong><\/p>\n\n\n\n

These generations are highly connected and have broad access to digital credit<\/strong>, cards, shopping apps. However, this convenience comes with a risk: lack of control.<\/strong><\/p>\n\n\n\n

More than 15 million Generation Z youth <\/strong>are already in default, which represents 11.9% of the national total.<\/strong> impacted by low wages, lack of financial education, unemployment and social pressure<\/strong> by consumption.<\/p>\n\n\n\n

Already the Millennials<\/strong>, responsible for 34.1% of default<\/strong>, face the challenge of balancing accumulated debts, instability in the job market and a financial life still under construction.<\/strong><\/p>\n<\/div><\/div>\n\n\n\n

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Generation X<\/strong><\/p>\n\n\n\n

 Generation X accounts for the largest share of Brazilian defaults: 35.1% of cases<\/strong>This happens because many people in this age group support families, have ongoing financing<\/strong> (such as a house and car) and often serve as financial support for elderly parents or children.<\/p>\n<\/div>

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Baby Boomer Generation<\/strong><\/p>\n\n\n\n

 Despite the more conservative profile, Brazilians over 60 years old represent 19.1% of national default<\/strong>Many are guarantors for family members, help grandchildren, or are victims of digital scams. Furthermore, face difficulties with technology and lack of support<\/strong>, which makes debt renegotiation difficult.<\/p>\n<\/div><\/div>\n\n\n\n

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Way Back is here to help!<\/strong><\/p>\n\n\n\n

A Way Back offers customized solutions<\/strong> to help everyone, regardless of generation, to negotiate their debts in a humane and accessible way. With digital channels<\/strong> and personalized strategies, we promote the recovery of financial health.<\/strong><\/p>\n<\/div>

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Sources: BNews, UOL, Monitor Mercantil, Serasa<\/p>\n\n\n\n

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Discover how defaulting on debt affects different generations!<\/p>","protected":false},"author":6,"featured_media":6226,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[11,9],"tags":[],"class_list":["post-6261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clientes","category-gestao"],"_links":{"self":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/comments?post=6261"}],"version-history":[{"count":2,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6261\/revisions"}],"predecessor-version":[{"id":6270,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/posts\/6261\/revisions\/6270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/media\/6226"}],"wp:attachment":[{"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/media?parent=6261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/categories?post=6261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wayback.com.br\/en\/wp-json\/wp\/v2\/tags?post=6261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}